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Area Collection Manager - Manager - Lending Collections (Frontend)

Paytm

onsite,Hyderabad, TelanganaFinanceFull-time
Before you apply

Role details

The practical picture
Employment
Full-time

Inside the role

Qualifications
Collections strategy expertise (early and late buckets) Leadership experience with large teams and vendors RBI regulations and compliance knowledge MIS and reporting skills Communication and negotiation skills
Role signal brief

The role, at a glance

Extracted from the source posting · 85% confidence

Area Collection Manager role at Paytm based in Hyderabad, focusing on end-to-end lending collections across delinquency buckets. The position involves leading on-ground and tele-calling teams while ensuring portfolio health and compliance with RBI standards.

What you need

  • Collections strategy expertise (early and late buckets)
  • Leadership experience with large teams and vendors
  • RBI regulations and compliance knowledge
  • MIS and reporting skills
  • Communication and negotiation skills

What you will own

  • Manage collections across delinquency buckets and improve resolution rates
  • Handle soft delinquency via tele-calling strategies and optimize dialer efficiency
  • Ensure field discipline, legal escalation, and audit trails for risk control
  • Lead collection teams and manage third-party vendor agencies
  • Drive monthly collection targets and enhance PTP conversion rates
  • Ensure adherence to RBI guidelines and manage customer grievances
Core skills
Collections ManagementTeam LeadershipCompliance & RBI RegulationsMIS & AnalyticsVendor ManagementNegotiationRisk ControlTele-collections
Internal freshness window ends Oct 21, 2026
View source evidence
  • location “Job location: onsite,Hyderabad, Telangana”
  • must_have “Strong expertise in collections strategy (early & late buckets)”
  • must_have “Proven leadership experience managing large teams and vendors”
  • must_have “Knowledge of RBI regulations and compliance frameworks”
  • must_have “Analytical mindset with strong MIS and reporting skills”
collections managementteam leadershipcompliance & rbi regulationsmis & analytics
Role brief
Role Overview The Area Collections Manager will be responsible for managing end-to-end collections across bucket segments, driving resolution strategies, ensuring portfolio health, and leading large on-ground and tele-calling teams. The role requires strong expertise in delinquency management, compliance, analytics, and team leadership.
Key Responsibilities 1. Bucket & Portfolio Management ● Manage collections across delinquency buckets (0–30, 31–60, and higher DPD segments) ● Improve resolution rates in both early and late buckets ● Focus on non-starter and delinquent accounts to prevent roll-forward ● Drive collection efficiency and overall portfolio health ● Monitor daily performance and ensure adherence to CAPE norms
2. Tele-Collections Management ● Handle soft delinquency buckets (0–30 & 31–60 DPD) through tele-calling strategies ● Design and optimize calling patterns based on customer risk profiling ● Improve dialer efficiency, call connect rates, and campaign performance ● Maximize early-stage resolutions to prevent migration to hard buckets
3. Field Collections & Risk Control ● Ensure strong field discipline (app usage, visit tracking, audit trails) ● Drive legal escalation for critical/high-risk cases ● Conduct audits to identify and mitigate portfolio risks ● Maintain strong governance and control mechanisms
4. Team Leadership & Vendor Management ● Lead large teams including Collection Managers, Team Leaders, and Executives ● Manage third-party/vendor collection agencies ● Allocate portfolios and set bucket-wise targets ● Conduct daily huddles, reviews, and performance tracking ● Coach teams on negotiation, objection handling, and resolution strategies
5. Target Achievement & Performance Delivery ● Drive monthly collection targets and improve resolution ratios ● Enhance PTP (Promise to Pay) conversion and kept rates ● Focus on First-Time Delinquent (FTD) customers to reduce future NPAs ● Ensure productivity metrics such as calls, RPC (Right Party Contact), and CE% are met
6. Compliance & Governance ● Ensure strict adherence to RBI guidelines and regulatory standards ● Handle escalations and customer grievances effectively ● Maintain ethical and compliant recovery practices ● Support internal and external audit requirements
7. MIS, Analytics & Reporting ● Track and analyze KPIs: CE%, RPC, PTP, dialer metrics, and resolution ratios ● Manage large portfolio data and generate actionable insights ● Identify gaps in collection strategies and recommend improvements ● Present performance reports and insights to senior management.
8. Key Skills & Competencies ● Strong expertise in collections strategy (early & late buckets) ● Proven leadership experience managing large teams and vendors ● Analytical mindset with strong MIS and reporting skills ● Knowledge of RBI regulations and compliance frameworks ● Excellent communication, negotiation, and problem-solving skills


● Ability to drive performance in high-pressure, target-driven environments