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Business Analyst - Assistant Manager - Lending Reserve
Paytm
Before you apply
The practical pictureRole details
- Employment
- Full-time
Inside the role
- Qualifications
- 2-5 years experience as a Business Analyst or Data Analyst Strong SQL skills Experience with BI/dashboarding tools such as Looker, Power BI, or similar Grasp of statistics Experience in fintech, lending, or consumer tech domain
Role signal brief
The role, at a glance
Extracted from the source posting · 90% confidence
The Business Analyst - Assistant Manager role involves owning the personal loan funnel and monitoring conversion metrics across multiple lending partners. The candidate will design real-time dashboards, build alerting systems, and partner with cross-functional teams to optimize outreach and approval processes.
What you need
- 2-5 years experience as a Business Analyst or Data Analyst
- Strong SQL skills
- Experience with BI/dashboarding tools such as Looker, Power BI, or similar
- Grasp of statistics
- Experience in fintech, lending, or consumer tech domain
What you will own
- Own and monitor the personal loan funnel across multiple lending partners, tracking conversion, drop-off, and approval rates
- Conduct cohort-level performance analysis to identify underperforming segments and work with risk teams to refine approval logic
- Design and maintain real-time dashboards for cross-functional stakeholders
- Build and maintain threshold-based alerting systems to flag funnel deviations and anomalies
- Partner with call center/operations teams to design data-driven prioritization models
- Analyze drop-off and retargeting opportunities to recover lost users
Core skills
SQLLookerBI DashboardingBusiness AnalysisStatisticsPythonFintech Lending Analysis
Role brief
About the teamOur lending analytics team owns the personal loan funnel end-to-end — from lead generation through disbursal —working across risk, product, growth, and call center operations to continuously improve conversion, approval rates, and disbursal volume across multiple lending partners.
What you'll do
• Own and monitor the personal loan funnel across multiple lending partners, tracking conversion, drop-off, and approval rates at each stage (lead, application, underwriting, disbursal)• Conduct cohort-level performance analysis to identify underperforming lender segments or funnel stages, and work with the risk team to refine approval logic• Design and maintain real-time dashboards (Looker) for cross-functional stakeholders across Business, Product, Growth, and Risk Tech teams• Build and maintain threshold-based alerting systems to flag funnel deviations and anomalies, enabling proactive response• Partner with the call center/operations team to design data-driven prioritization models that improve outreach efficiency and conversion• Analyze drop-off and retargeting opportunities to recover users lost at various funnel stages• Respond to ad-hoc data requests from finance, growth, and call center teams (disbursal reporting, trend diagnostics, etc.)• Identify opportunities to automate recurring reporting and manual workflows, including using AI tools, to improve team efficiency
What we're looking for
• 2–5 years of experience as a Business Analyst / Data Analyst, ideally in fintech, lending, or a related consumer- tech domain
• Strong SQL skills; working knowledge of Python for basic data analysis is a plus• Hands-on experience with BI/dashboarding tools (Looker, Power BI, or similar)• Solid grasp of statistics and ability to translate data into clear, actionable business narratives• Experience working with or analyzing lending/credit/BNPL funnels is a strong plus• Comfort working cross-functionally with risk, product, growth, and operations teams• Bonus: experience using AI tools (e.g., Claude, ChatGPT) to automate reporting or analytical workflows• Google Apps Script and Spark experience is a plus
Nice to have• Experience negotiating or influencing external partner (e.g., lender/financier) risk criteria using data• Exposure to call center/ops prioritization or resource-allocation modeling
Join UsA collaborative, output-driven environment that brings cohesiveness across businesses through technology.Opportunities to improve Average Revenue Per User (ARPU) by unlocking massive cross-sell opportunities across Paytm’s user base.A solid 360 circle feedback culture supported by peer teams aligned with your goals.
Compensation :If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!