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Product

Mural Pay

SalaryCompetitive cash base salary
Before you apply

Role details

The practical picture
Base compensation

Competitive cash base salary

Employment
Full-time

Inside the role

Seniority
Senior
Qualifications
4 to 10 years across engineering and product, including time as a professional software engineer Payments and fintech infrastructure domain experience, especially where traditional finance meets blockchain AI-native builder experience—daily use of agentic tools for prototyping, analysis, and shipping Customer-obsessed orientation—instinct to talk to customers rather than schedule meetings Built for ambiguity—ability to create and own product processes in a regulated, high-stakes domain Opinionated and visionary—forms thesis, defends it against founders, changes mind on evidence
Role signal brief

The role, at a glance

Extracted from the source posting · 85% confidence

Mural Pay seeks a founding Product Lead for its financial infrastructure platform in New York City. The role requires 4–10 years of engineering and product experience, with demonstrated success in payments and fintech infrastructure. The candidate will own a product pod end-to-end, driving roadmap decisions, customer relationships, and revenue accountability while operating in an AI-native, regulated environment.

What you need

  • 4 to 10 years across engineering and product, including time as a professional software engineer
  • Payments and fintech infrastructure domain experience, especially where traditional finance meets blockchain
  • AI-native builder experience—daily use of agentic tools for prototyping, analysis, and shipping
  • Customer-obsessed orientation—instinct to talk to customers rather than schedule meetings
  • Built for ambiguity—ability to create and own product processes in a regulated, high-stakes domain
  • Opinionated and visionary—forms thesis, defends it against founders, changes mind on evidence

What you will own

  • Own a product pod end-to-end, including roadmap ownership, partner/vendor relationship management, and direct accountability to revenue metrics
  • Talk to customers constantly—weekly at minimum—to gather feedback and stay connected to deployment needs
  • Prototype ideas using working demos rather than decks
  • Contribute code to the public API and internal codebase
  • Pressure-test leadership's vision, form independent thesis, and defend or revise based on evidence
  • Manage and influence partner relationships, BD, and forward-deployed engineering outputs without pre-signature commitment authority
Core skills
Product managementSoftware engineeringFintech infrastructurePayments processingAI/agentic developmentCustomer discoveryCross-functional leadershipAPI designRegulatory complianceInternational payments/remittances
Internal freshness window ends Oct 13, 2026
View source evidence
  • salary “Competitive cash base salary”
  • employment_type “FULL_TIME”
  • seniority “4 to 10 years across engineering and product”
  • location “New York City, in person. Relocation supported.”
  • remote_scope “New York City, NY (IN_OFFICE)”
  • location “US or Latin America based, with regular travel to New York and priority markets.”
  • must_have “4 to 10 years across engineering and product, including time as a professional software engineer”
  • must_have “Payments and fintech infrastructure domain experience”
  • must_have “AI-native builder”
  • must_have “Customer-obsessed”
  • must_have “Built for ambiguity”
  • must_have “Opinionated and visionary”
product managementsoftware engineeringfintech infrastructurepayments processing
Role brief

Every person and every business connected to the Global Financial Internet. Built on Mural.

That's the world Mural is building. This role is one of the hands on the brush.

Financial products are commodities. The companies that win in payments won't win on features or price. They'll win by owning the account of record and the compliance spine underneath everyone else's products. Our customers don't just call our APIs. They run their businesses on us. Their balances, their operations, their compliance state. We're deeply regulated today, with a licensing roadmap that matches the ambition of that sentence.

Mural has been engineering-led from day one. Now we're making our first dedicated product hires. Product Leads, one per pod, each owning a pillar of the business end to end. This is founding product. The roadmap you drive becomes the company.

About Mural

Mural is regulated financial infrastructure across the US and Latin America. The whole stack, one partner. Companies build cross-border financial products on us using our API. We carry the licenses, the compliance, and the failure states, so they go live in weeks instead of months. Under the hood, fiat and blockchain run as one system. Their customers never see any of it. Money comes in, money goes out, and it just gets there.

We've processed over $2 billion across US dollar, stablecoin, and international rails. That includes USDC and USDT on major blockchains, ACH and wire in the US, and local rails across Latin America and Europe (PIX, SPEI, Bre-B, CBU/CVU, SEPA). Customers include Deel, Bolt, Opera, Koywe, Taxdome, Uniswap, Movii, and more. We've successfully raised our Series A. And we're an AI-native company. Agentic tools are how we build, operate, and scale.

The Role

You will be one of Mural's first product hires, reporting jointly to the COO and CTO. Leadership sets the vision. You form your own thesis, pressure-test ours, challenge it, then execute. You own the roadmap. You're accountable to metrics that map directly to revenue. You manage the partner and vendor relationships your pod depends on.

You'll have a dedicated pod of engineers, real autonomy, and the mandate to define what product means at Mural. The person who does this exceptionally well is positioned to lead the product function as it scales.

This is not a write-tickets-and-groom-backlogs role.

  • You'll talk to customers constantly, weekly at minimum and often daily. Our deployment strategists will get you in the room. Staying in it is on you.

  • You'll prototype your own ideas. Working demos, not decks.

  • You'll work AI-natively. Agentic development is how this company operates. You should already build this way, and we'll ask you to show us.

  • You'll contribute code. Our public API is core product surface, and our product leads are expected to read the codebase, prototype against it, and ship.

How you'll work

  • Your pod. You plus at least two dedicated engineers, growing as the pod succeeds. You'll have direct input into pod engineering hires.

  • With BD. BD owns the deal and you own the roadmap, including the no. Nothing gets committed to a customer pre-signature without product sign-off.

  • With forward-deployed engineering. FDE engagements touching your pod require your approval, and their output must generalize into the platform.

  • With leadership. Direction setting is a dialogue with the COO, CTO, and CEO, but you're expected to arrive with a thesis, not wait for one.

What we're looking for

  • 4 to 10 years across engineering and product, including time as a professional software engineer. You've shipped production code. We'll flex on tenure for someone who built something exceptional and has the results to prove it.

  • Payments and fintech infrastructure domain experience. Experience building new and novel products in the world of fintech, especially where tradfi meets blockchain.

  • AI-native builder. You use agentic tools daily to prototype, analyze, and ship.

  • Opinionated and visionary. You form a thesis about where the product should go, defend it against the founders, and change your mind on evidence.

  • Customer-obsessed. Your instinct when uncertain is to go talk to five customers, not to schedule a meeting about it.

  • Built for ambiguity. You'll create and own our product processes and product ops, inside a regulated, high-stakes domain.

People we expect to thrive here come from places like Stripe, BVNK, Airwallex, Modern Treasury, Unit, Bridge, Lithic, Column, Increase, Wise, Nium, dLocal, Bitso, Circle, and Coinbase, or founded fintech infrastructure companies themselves.

How We Work

We run on three principles.

2% better, every day. One percent for yourself, one percent for the people around you.

Telos. From the Greek word telos, meaning not just done but fulfilled. Everyone here is focused on one mission and knows each other's Telos.

Abundance. We can create anything we set our minds to, for ourselves, our partners, and our entire Mural family.

We're builders all the way down. Code is a medium, like paint. We choose honesty over polish and never claim what isn't true. We obsess over boring details, because trust is built in RFIs, refunds, and response times. And we hire for curiosity. It's a bar, not a poster.

Compensation & benefits

  • Competitive cash base salary

  • Meaningful early-stage equity

  • Health insurance

  • 401(k)

  • Visa sponsorship available

Location

  • Onboarding & Platform Experience. New York City, in person. Relocation supported.

  • USD & Stablecoin Account Infrastructure. New York City, in person. Relocation supported.

  • International Rails. US or Latin America based, with regular travel to New York and priority markets.

  • Card Acquiring. New York City, in person. Relocation supported.

The Pods

Each Product Lead owns one pod end to end. Full pod-specific role descriptions are available as separate docs. Here's the high-level shape of each.

Onboarding & Platform Experience. Own the platform our customers use to build and operate fintech programs, serving three personas. The developer integrating our API, the compliance and operations teams running the program, and the end users being onboarded by our direct customers. End-to-end onboarding (KYB and KYC passthrough with granular statuses, in-platform RFIs, embeddable flows), transaction operations (holds, monitoring, documentation), program management (rates, fees, limits, configuration), and the developer console. The north star is time from contract signature to first end-user transaction. Based in NYC.

USD & Stablecoin Account Infrastructure. Own the atom of the business. Accounts, wallets, and balances. USD payins and payouts (ACH, Fedwire, and expanding rail coverage), stablecoin infrastructure across major blockchains, conversion and token routing between them, and the banking, stablecoin, and exchange partner layer, with redundancy as a product requirement. Measured on accounts, balances, and total payment volume. Based in NYC.

International Rails. Make international first class. Local payin and payout rails and local-currency virtual accounts across ten currencies today (PIX, SPEI, Bre-B, CBU/CVU, SEPA, and more), the provider portfolio and its negotiation, and thesis-driven corridor bets. Double down or kill. Measured on per-corridor volume, accounts, and unit economics. Requires deep LatAm payments experience and fluent Spanish. Based in the US or Latin America.

Card Acquiring. Zero to one. Launch card acquiring via partners as a new, permanent product line. Pick the partners, define the product, get to first revenue, then scale total card volume across Mural accounts. Requires deep merchant acquiring and card payments experience. Based in NYC.

We named this company Mural because murals have always told the story of a community. They are made by hand, made together, painted onto the foundations of a place, and meant to outlast the people who started them. Every person who joins brings a new piece.

Now let's build a force of nature business, together.