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Program Management (Scheme Management) - Senior Manager- Lending EMI

Paytm

onsite,Noida, Uttar PradeshProductFull-time
Before you apply

Role details

The practical picture
Employment
Full-time
Role signal brief

The role, at a glance

Extracted from the source posting · 90% confidence

This is a senior program management role focused on designing and managing EMI (Equated Monthly Installment) lending schemes at Paytm, a major Indian fintech company. The position involves end-to-end ownership of scheme lifecycle from ideation through launch to performance monitoring, requiring collaboration across multiple internal teams and external partners.

What you need

  • Senior Manager level experience in program management or product management
  • Experience in financial services, lending, or EMI product management
  • Experience managing end-to-end lifecycle of financial products or schemes
  • Experience partnering with cross-functional teams including Sales, Product, Credit, and Finance
  • Experience with commercial analysis, margin optimization, and financial modeling
  • Experience managing regulatory compliance and audit requirements

What you will own

  • Own scheme design, launch, and lifecycle management for Lending EMI — offers, eligibility constructs, commercials, and performance
  • Design and manage EMI schemes (tenure, ROI / subvention, eligibility, ticket size, product / partner constructs)
  • Own scheme lifecycle: ideation → business case → approvals → launch → monitoring → refresh / sunset
  • Partner with Sales, Product, Credit, Finance, and lenders on scheme constructs and go-to-market
  • Analyse scheme performance (volume, conversion, margin, risk, partner ROI) and recommend changes
  • Ensure schemes align with credit policy, regulatory / compliance requirements, and commercial guardrails
Core skills
Scheme ManagementLending EMIProgram ManagementFinancial ModelingCommercial AnalysisRegulatory ComplianceCross-functional CollaborationProduct Lifecycle ManagementStakeholder ManagementRisk Analysis

Remote policyflexible working options available, but role is onsite in Noida

Internal freshness window ends Oct 21, 2026
View source evidence
  • location “Job location: onsite,Noida, Uttar Pradesh”
  • seniority “Senior Manager- Lending EMI”
  • responsibilities “Own scheme design, launch, and lifecycle management for Lending EMI”
  • skills “Design and manage EMI schemes (tenure, ROI / subvention, eligibility, ticket size, product / partner constructs)”
  • must_have “Experience in financial services, lending, or EMI product management”
  • company_remote_policy “We support our people by providing a range of flexible working options so they can work in the way that best suits them”
  • responsibilities “Ensure schemes align with credit policy, regulatory / compliance requirements”
  • responsibilities “Partner with Sales, Product, Credit, Finance, and lenders on scheme constructs and go-to-market”
scheme managementlending emiprogram managementfinancial modeling
Role brief
About Paytm:Paytm is India's leading financial services company offering full-stack payments and financialsolutions to consumers, merchants, and online platforms. Our mission is to bring half a billionIndians into the mainstream economy through payments, commerce, banking, investments, andfinancial services.
Profile: Scheme Management |Vertical: Lending EMI | Role: Program Management |
About the roleOwn scheme design, launch, and lifecycle management for Lending EMI — offers, eligibility constructs, commercials, and performance. You will ensure schemes are commercially sound, operationally executable, and compliant, and that they deliver intended business outcomes.
Key responsibilities-Design and manage EMI schemes (tenure, ROI / subvention, eligibility, ticket size, product / partner constructs).-Own scheme lifecycle: ideation → business case → approvals → launch → monitoring → refresh / sunset.-Partner with Sales, Product, Credit, Finance, and lenders on scheme constructs and go-to-market.-Analyse scheme performance (volume, conversion, margin, risk, partner ROI) and recommend changes.-Maintain scheme inventory, version control, circulars / communications, and audit-ready documentation.-Ensure schemes align with credit policy, regulatory / compliance requirements, and commercial guardrails.-Coordinate Tech / Ops enablement so schemes go live correctly in systems and processes.-Run scheme performance reviews with leadership and drive course corrections.-Support competitive benchmarking and new scheme ideation for growth segments.
Why join us:We support our people by providing a range of flexible working options so they can work in the way that best suits them. We also offer you the opportunity to develop your career, working in a diverse and inclusive workplace where the diverse backgrounds, perspectives and life experiences of our people are celebrated and create a great place to grow, thrive and belong. Most importantly, for us Work is Fun!!
Compensation:If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users,21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here.