Description

More than 130 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. Our financial strength and stability are key reasons Forbes names us one of the Best 100 Banks in America the past five years.

With more than $16 billion in assets and over 150 locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

As the SBA Portfolio Coordinator, you will be involved on both the front and back end of the SBA portfolio, from individual loans through general maintenance. On the front end, you will work with the Business Development Officers to obtain information and assist in shepherding the loans through approval. With respect to the back end, assist the Portfolio Manager in establishing notification systems to ensure ongoing file requirements are met, including financial statement collection, insurance tracking, term loan reviews and other similar tasks and requirements. Reviews SBA and other external data to track and monitor overall portfolio health.

In this role you will have the opportunity to:

Assist the Business Development Officers in collecting any additional documentation necessary, including any outstanding financials once a new SBA loan request has been submitted for credit approval. Provide technical or advisory assistance to Business Development Officers as requested.

Assist the SBA Portfolio Manager with analyzing and investigating credit and financial information on existing customers.

Assist the SBA Portfolio Manager with tracking financial information of new, renewed, and existing loans. Monitor loan terms for covenant compliance on existing loans. Regularly establish, review, and update new and existing loan files. Maintain loan monitoring system.

Assist the SBA Portfolio Manager (in conjunction with the Business Development Officer) of managing portfolio priorities, including reporting issues, maturities, delinquencies, and loan performance, including the appropriateness of ongoing risk ratings.

Responsible for complying with policies, procedures, security requirements, and government regulations. Ensure adherence to company and credit policies, auditing procedures, and department goals and standards. Ensures compliance of the Bank’s credit policies.

Education & Certifications

Bachelor's Degree: Related field required (an equivalent combination of education and experience may be considered)

Experience

4 or more years of lending, portfolio management, Commercial and/or Commercial Real Estate experience required

Knowledge, Skills and Abilities

Analytical skills and working knowledge of financial accounting with ability to spread and analyze financial statements, cash flows, and tax returns for companies and individuals with moderate to complex structures to determine financial support feasibility for credit requests.

Knowledge of company formation structures with ability to identify borrowing and guaranty structures. Basic understanding of portfolio management priorities, including reporting issues, concentrations, maturities, delinquencies, and loan performance (including construction progress through absorption and lease-up execution, covenant compliance, and the appropriateness of ongoing risk ratings).

Possess excellent verbal and written communication, organizational, and interpersonal skills. Ability to effectively manage customer relationship and maintenance issues in the absence of Commercial Bankers.

Ability to understand client needs, identify potential cross-sell opportunities, and participate in team calling goals involving joint retention calls and prospecting activity.

Proficient in Word, Excel, Access, and other similar programs.

Knowledge of federal and state laws and regulations relating to Commercial Lending

Travel

20%

Compensation & Benefits

Targeted starting hourly range (based on experience): $29.75 – $39.19

Incentive and commission compensation may be awarded for eligible roles

Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life

Paid vacation time, sick time and 11 company paid holidays

401k (with up to 4% match)

Tuition reimbursement

Get more information at: Employee Benefits | Banner Bank

Please take time to review Banner Bank's Consent & Privacy notice before applying.

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings on this site. Resumes submitted to any Banner Bank employee by a third party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.

SBA Portfolio Coordinator - (Remote - CA, OR, WA & ID)